Episode 009 Making More Money

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SHOW NOTES– Episode 009 Making More Money Part 1

  • Welcome to the NaRagsToRICHES Show! Inspiring you to start writing your own rags to riches story, do work you love and make more money!
  • This is Jayson Narag, your host, broadcasting from the NaRagstoRiches Studio. Thank you for hanging out with me!
  • Today’s episode is an exciting episode. It’s the first episode of the show after leaving Corporate America last Friday.
  • I’ve gotten lots of positive words or encouragement from my coworkers and friends. A friend of mine texted me and said, “Happy Retirement!”
  • I didn’t retire, but if you want to call it anything, I guess you could say I’m semi-retired.
  • The truth is the real work is just beginning! My life’s work has just begun.
  • A quick shoutout to all my former co-workers at Bank of America, I want to give you all hope!
  • I want you all to understand that none of you are stuck in a job. You have choices!
  • I want my leaving Corporate America to go into business for myself to be something that inspires people, all of you listeners out there.
  • If there’s something you’ve always wanted to do and you’re not doing it, you feel stuck in a job because you have to pay the bills, this is the show for you!
  • You’re not stuck in a job! You may say, “I have bills to pay.” So do I and I’m able to pay my bills without a paycheck for a certain amount of time. What that does is it allows me to follow my passions, go do something I want to do and know I’m supposed to do instead of being stuck in Corporate America because of “money” and I can’t do what I want to do.
  • Let me ask you this question. What is it that you’ve always wanted to do for a living that you would do for free? Maybe it’s a hobby right now or a subject that when it comes up, your face lights up and you can talk about it for days and not be bored? Other people would be bored and you wouldn’t be.
  • Now, let me ask you this question. Why are you using your time to work that job doing something totally different? The answer most people have to this question is, “I have to pay my bills!”
  • There are other ways to pay bills. I’m not talking about breaking the law doing something illegal.
  • I’m talking about you being free of going to a job just for a paycheck. You’re a slave to money and you don’t even realize it!
  • You may say, “I have credit card debt and I can’t pay my credit cards if I don’t have a job!”
  • The credit card company’s got you in their trap and you’re paying them tons of money every month.
  • You may say, “I don’t want my credit score to go down!” Listen to yourself when you say all this stuff. You’re a slave to money!
  • Here’s how you get untangled from this web of slavery to money, debt and that job. Are you ready?


1. You have to get yourself in control of money.

Otherwise, it’s in control of you!

Most people think they know how to handle money and they don’t. That’s why you have debt!


2. You get on a plan to get out of debt.

You may say, “I don’t have one!” Get in touch with me. I have a proven plan for you. One I used to get out of debt. What date are you going to be debt-free? It’s not a hope, it’s a question that you should have an answer for. An exact date of when you’re going to have no debt.


3. You save a huge emergency fund that you can only dream of right now.

You may say, “I have money saved up in the bank.” Ok, take that amount, subtract out the amount of money you owe to the bank and other creditors, and what’s that number? That’s how much you really have. It’s probably a negative number. Right?

If that’s you, you don’t have no money! You’re broke and you probably have a “poor” mindset.

When you’re in control of money, you’re out of debt, you have a huge emergency fund, now you have options.

Until you get to that point, you’re a slave to your job, you’re a slave to money, you’re a slave to debt and you’re a slave to the credit score FICO!

I’m telling the truth, my friends! The question is, What are you going to do about it? Is there anyone out there that can free you from all of that slavery? Yes, there is. Email me at debtfree@naragstoriches.com. Let’s talk about it! I don’t have a job. This is what I do for a living..


4. You can make a change in your career or go into business for yourself.

This is where the freedom happens. If you’re working at a job just for the money and you’re not doing what you love, understand this. You are making someone else richer. You’re wasting your life.

Let me ask that question again and some other questions, “What is it that you’ve always wanted to do? Why are you not doing that? What is your plan to start doing what you love instead of being miserable in that job?”

Maybe you’re not cut out for business and you have zero interest to go into business. That’s ok!

What job allows you to be around your interests? This is the next best thing.

What job could you get that deals with what you’ve always wanted to do? If you can get that job, it’ll be like you’re not working a job anymore, right? I want to inspire you to go do that.

Once the money thing is addressed, the debt is gone, you have a huge emergency fund, you can choose to go do that.

You may say, “I earn a whole lot more at my current job!” Yeah, but you’re miserable! You need that job and paycheck because you’re not handling money as well as you think you are. You have to keep paying the credit card companies and banks their interest on the car, loans, stuff and you’re miserable doing all that.

Don’t you want to be free? Don’t you want to not have to do all that and work that job you hate? Don’t you want to do something else that matters? Don’t you want to make more money?

  • I can show you how to do all that. That’s why I’m in business because you’re not the only one. The next time you’re at you’re at your job, look around. Ask yourself, “Do I love my job? Do I love what I do?” Ask your coworkers, do you love your job? Why are you working this job? The answer is, “the paycheck (money), the bills, the credit cards, the loans, the credit score.” How can you stop being a slave?
  • The first step is getting control of your money. You may think you’re controlling it because you’re spending it, but the truth is, it’s controlling you! You’re stuck in a web and you have to get yourself unstuck!
  • You’re working a job you don’t like. To pay debts that are causing you stress. To keep your credit score high. You’re miserable! Isn’t it time for a change?



  • Go to my website naragstoriches.com. Sign up for the NaRagstoRiches Newsletter by filling out the form there. This newsletter will be of value to you. I’ll be giving you my best tips to support you on your journey to be debt-free, increase your income and start your own rags to riches story.
  • Email me at debtfree@naragstoriches.com and we’ll talk about your situation. I’ll give you hope, my friends.
  • Please complete a review of the NaRagstoRiches Show on iTunes or any of the podcast platforms. Doing a review helps get more listeners to the show and helps me to continue improving as a podcaster.



  • “If you want to succeed you should strike out on new paths rather than travel the worn paths of accepted success.” – John D. Rockefeller
  • Failure is part of the process of success; people who avoid failure also avoid success. -Anonymous



  • For the next few weeks, I’m going to talk about the subject of “Making More Money.” The NaRagstoRiches Show is about inspiring you to start writing your own rags to riches story, do work you love and make more money.
  • For the next several months, this is going to be my focus because I need to work on replacing the income I was getting from Corporate America. I no longer have a “steady” paycheck coming in, so I need to earn money in creative ways.
  • Money is not wrong and it’s not “evil.” We definitely need it to survive. Don’t get me wrong in what I was saying earlier. My point was, you can choose to do what you want to do for a living. You don’t have to be miserable at a job. You can earn money in other ways. And money shouldn’t be the most important thing and it is for most people because it controls them.
  • Part of getting out of debt is increasing your income or making more money. Hopefully some of the things I’m doing, you’ll get an idea that you can do the same thing.
  • The part that most people skip is the “knowing how to handle money part.” Let me illustrate this.
  • There was a TV show once (maybe we can find it on youtube somewhere). This bum on the street found a large amount of money. The TV Show people were the ones that put it there. I don’t know how much it was. And he went to town! He spent up that money and it was gone in a short amount of time. What happened? The bum didn’t know how to handle money.
  • You’re the same way though. If you found a large amount of money what would you do with it? Dream with me for a second. You would go on a luxurious vacation. You would give away money to everyone (share the wealth, right?). You would buy your family members stuff, buy new cars, jewelry. You would quit that job you hate.
  • In just a matter of time, that money would be gone. If I just described you partially there, all you are is a dignified bum, my friends!
  • It was so funny to me when I used to hear my former coworkers dream about winning the lottery. Most of them play it dreaming of hitting the jackpot. They can’t do math! People don’t win the lottery. They used to want to argue with me about it and bring up articles of how this person bought this ticket and won.
  • What a scam the lottery is, perpetrated by governments everywhere! You’re not going to win! You may say, “You’re negative.” No, I’m positive, you’re not going to win! Think about who’s running the lottery, the government! Now think about who taught you math, the same government. Come on!
  • Stop trying to hit the jackpot, you are the jackpot! Go make something of yourself in business. Businesses are cash cows that produce money. A whole lot better than the lottery! Not everyone succeeds in business. I understand that. That’s true, but a whole bunch succeed compared to those who win the lottery! Smart people have several businesses that are producing tons of money every month.


I’m going to take a quick break here to thank our sponsor, Audible. For you, the listeners of the NaRagstoRiches Show, Audible is offering a free audiobook download with a free 30-day membership to give you the opportunity to check out their service. I recommend that you get the audiobook. You can download this audiobook free by trying audible at audibletrial.com/naragstoriches or you can pick an audiobook of your choice.


  • Start with learning how to control the money you currently earn. If you let me sit down with you, I can show you how you can have no more debt payments, be free to choose what job or business you want, quit that job you hate and enjoy your life. Increasing your income is part of it, so it will be so worth letting me work with you on that. It’s what I do for a living now. I’m a consultant and I will consult you to improve your life
  • We’re going to talk a lot about making more money over the next several weeks.
  • My former co-workers at my former employer, Bank of America are wondering what I’m going to be doing, so I’m going to reaching out to them this week to let them know exactly what I’m going to be up to with this podcast, consulting, affiliate marketing and how they can help me succeed in my new ventures away from Corporate America. In case they want to support my success.
  • I’ll share this story, one of my former co-workers and I were talking and she asked where I was going. After I told her, she said, “You know you’re going to come back…” I know she was only kidding around, but there are people out there that just don’t understand how someone like me can leave a steady job in Corporate America to follow my passions, stop getting a steady paycheck and still be able to pay my bills.
  • I’m telling you, I feel so free! I’ve never felt as free as I feel right now.
  • My wife and I are in good shape with our personal finances. If we weren’t, I would’ve put this podcast on hold and I’d still be at my former job, miserable and not only feel stuck, but I would be stuck.
  • The good thing is that I was in the best position to be able to leave my job and pursue my passion to go into business helping people, do this podcast and have multiple streams of income as opposed to one income at a job in Corporate America.
  • Some people have asked, “Are you scared?” I thought I was going to be, but to my own shock, I’m not scared at all.
  • Others have asked, “How does it feel?” It’s starting to sink in a little bit, but not really yet because I was supposed to be on vacation from the job for the next two weeks. Technically, it feels like a vacation. The only difference is I’m on a perpetual vacation unless the money runs out and I’m not able to replace it. I’m not worried about it.
  • So, I’m going to talk a little about what I’ve been working on the last couple days to start earning some money.
  • I’ve been learning how to write sales copy also known as copywriting.
  • Getting my target audience to read my ads and purchase my service and products.
  • I’m writing some ads for my consulting business. I wrote some ads before I learned what not to do. I wrote some ads on the cruise that Julie and I went on several weeks ago. I read it and here’s how it sounded, “I’m awesome! My service is awesome! Pay me money!” No one’s going to buy that garbage.
  • After educating myself on sales copy, there’s a lot of human psychology involved. It’s like mind reading. All people want to know is how will I benefit from what you’re selling? Is what you’re selling going to make me feel good? That’s totally different than, “I’m awesome and my product is awesome, so hire me.”
  • This week, I’m really excited about what I’ll be doing.
  • I’m going to be working on educating myself on ClickBank. This company has been around a long time.
  • Clickbank (in case you’ve never heard of it before), is a platform where digital information products are available for consumers to purchase.
  • A consumer can purchase these items directly on the ClickBank platform or from an affiliate known as an “affiliate marketer” who promotes products and earns a commission when one of those products are purchased.
  • I’ve already learned a lot about Clickbank, but I’m going to take a training course on ClickBank to learn as much as possible before I start selecting products to promote.
  • I was looking for a mentor in the Jacksonville, Florida to show me the ropes as I learn all the ins and outs of affiliate marketing, but I have not found a mentor yet. Who knows, maybe I’ll be one of the few mentors in my area when I’m successful.



Based on 350 interviews of rich and poor people by Tom Corley.

The rich habit for today is “Fear Nothing.”

Tom Corley says, “The rich have made a habit of overcoming their fears. They are not superstitious and believe they can overcome any obstacle that is put in their way.”

The poor habit for today is “Pessimistic.”

Tom Corley says, “Another attribute of the poor that really dragged me down was how negative and pessimistic they were. I asked them if they thought optimism was important in life and 78% said no. 71% of the self-made millionaires in my study said yes to this question and that optimism was critical to their success. What a world of difference between these two groups in terms of thinking.”



  • Rich Dad Poor Dad by Robert Kiyosaki



  • Please be sure to sign up for the NaRagstoRiches Newsletter by filling out the form on my website naragstoriches.com. This newsletter will be of value to you. I’ll be giving you my best tips to support you on your journey to be debt-free, increase your income and start your own rags to riches story.
  • Please complete a review of the NaRagstoRiches Show on iTunes or any of the podcast platforms. Doing a review helps get more listeners to the show and helps me to continue improving as a podcaster.



  • Thanks again for hanging out with me! I hope you were inspired by something that was said on this show. Take that bit of inspiration and write another sentence of your rags to riches story.
  • Let’s improve our lives and the lives of others! I’m Jayson Narag, your host!
  • Thank you so much for listening! I’m looking forward to hanging with you again next week on the podcast!
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